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VOTED BEST
REALTOR IN
MISSION VIEJO


Annika Godfrey


Real Estate Broker
Coldwell Banker Real Estate
28051 Greenfield Drive #A
Laguna Niguel, CA 92677

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#01322358

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(949)683-1809


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REAL ESTATE MISSION VIEJO, REAL ESTATE MISSION VIEJO, MISSION VIEJO, REAL ESTATE,
MISSION VIEJO CA REAL ESTATE

How do you become famous?
Helping people! Changing their lives and making a difference in their lives.
Loving them... Eric Brenn


 
 
MISSION VIEJO CA REAL ESTATE
MISSION VIEJO HOMES FOR SALE, BUY A HOME, FIRST TIME HOME BUYERS, FHA
HOMES FOR SALE MISSION VIEJO CA

"Voted Best Realtor In Mission Viejo!"

Annika Godfrey is a Coldwell Banker Real Estate
full service real estate broker.

RESULTS MATTER: We Find Homes Faster,
We Sell Homes Quicker and For Higher Neighborhood Prices
We Find Client's DREAM Homes!

If you are looking to Buy a Home or Sell a Home we can help you With Bringing that DREAM to reality Quickly!

OUR MISSION: Our mission is guided by relentless focus on producing superior results all while maintaining core ethical values. We consciously strive to enrich the lives of the people we serve. Our commitment to exceptional service and operational excellence drives us to exceed the expectations of every single one of our clients. We work with passion and purpose to continuously enhance your client experience and profitability.


ANNIKA WAS A GODSEND!
"Annika was a godsend! I had recently divorced, had sold the family home and was renting a room from someone who goes to my church, when my daughter, who was attending college in NY, was diagnosed with cancer. I needed to find and buy a house fast, then move in and make it into a comfy home so my daughter would have a warm, loving home while she went through chemo and radiation. We looked at 12-14 homes each day! Annika didn't want to sell me any old house just to make a quick sale. She truly wanted to find the perfect home for me. She was caring, compassionate, and had a great sense of humor, all of which I appreciated!!! She was a pleasure to work with! She also was an excellent communicator and negotiator. I felt very confidant having her represent me in the transaction. She professionally handled the details so the transaction would be as stressless as possible. She knows the real estate business! 20 day escrow! I have been in my new home for almost 9 months and I LOVE it!!! It is perfect for me! Thank you Annika! (And my daughter is now cancer free!)"

Laurie Jacobsen - MISSION VIEJO CA


The Godfrey Difference Each home and client are uniquely different. We personally & professionally assess your home to determine the perfect road map to obtain the most profitable result for our sellers. We custom tailor our plan to suit each property and client. We have design consultants and tradesman in every needed category to properly assess cost and value effect.

SOLD $100K MORE THAN AGENT WE FIRED!
"We needed to sell our house. The usual – job change, a move to a new location. We hired an experienced, local, reputable agent with whom we have been acquainted for many years. He did not make us feel very optimistic about the price we wanted as a minimum. His price, based on his many years experience, and his familiarity with the neighborhood, seemed low to us. We did some research. Our bank's computer generated appraisal (not a real appraisal) was more than our minimum. I researched nearby sales, and they were more than his price. We fired him.

We learned of Annika as we prepared our house for sale. She came right over the same day I called her. She had a bunch of information to show us. She had dozens of “comps”, she had information broken down by neighborhood and she knew what we should list our house for. She also suggested the house be staged. We staged, and we listed at her suggested price. Then we were gone to our new home. We did not get to see Annika work. We communicated. She told us she had showings, open houses etc. In about three weeks she had an offer. We countered, and the house was sold. She sold the house for $100,000.00 more than the agent we fired wanted to list the house. That was impressive. She said she could do it. I believed her, and she did it. She says she is good, and she is. Go Annika."

Bill S. - MISSION VIEJO CA

Preparation Makes A Difference

BEFORE
AFTER

Great Staging Makes A Difference

BEFORE
AFTER

Great Photography Makes A Difference

BEFORE
AFTER

. Call Annika Godfrey today at (949) 683-1809

VOTED BEST REALTOR MISSION VIEJO
MISSION VIEJO HOMES FOR SALE, BUY A HOME, FIRST TIME HOME BUYERS, FHA

ABOUT ANNIKA GODFREY

Annika has dedicated the last ten years of her life to growing Coldwell Banker’s top teams in Orange County. She has personally generated over two billion dollars in residential listings and sales for those teams and built a reputation of results and trust in the industry.

She founded Godfrey Group with Coldwell Banker to take her legendary customer service to the next level. Her mission is to foster beautiful relationships, producing superior results, and enhancing the lives of others through real estate prosperity and pride of home ownership.


Clients benefit from Annika’s vast experience in all aspects of real estate. Annika Godfrey began her real estate career in Orange County California in 1998. She was born and raised in the great city of Laguna Hills and graduated in 1991 from the home of the Hawks. After receiving her B.F.A. from Kent State University in Ohio, Annika, a native Californian with Swedish decent, came back to the OC offering a diverse background in culture, vision and creativity. From 1998-2005 she worked independently for what she likes to refer as a “mom and pop shop” real estate firm. Her background there included real estate finance, sales and appraisal. They instilled core ethics and values that she still utilizes in her real estate practices today, over seventeen years later.

Building a powerful Team to deliver a superior Client experience has always been Annika’s key to success. In 2005, she was part of a top residential real estate team with whom she helped grow their business to the #1 team in units sold for all of Orange County. She tirelessly co-created systems, sets and routines that would launch that team into unparalleled status among its peers and fellow professionals.

Luxury Real Estate became part of Annika’s focus in 2010, when she joined forces with the new up and coming #1 Team for Coldwell Banker in Newport Beach. She generated business that led to successful beginnings for that group in the communities of Emerald Bay in Laguna Beach, Mission Viejo, Ocean Ranch/Bear Brand in Laguna Niguel, Ritz Cove in Dana Point, Nellie Gail in Laguna Hills, Coto de Caza, Huntington Harbor, San Clemente and several other fabulous cities and communities throughout the Orange County area.

She is currently growing her own team in Coldwell Banker with a passion to set the industry standard in service and results. Her greatest joys in life are to serve others, delight in her loving family, and to grow her business and team.

REALTOR REVIEWS TESTIMONIALS
MISSION VIEJO HOMES FOR SALE, BUY A HOME, FIRST TIME HOME BUYERS, FHA

REVIEWS / TESTIMONIALS:
Here's What People Are Saying About Annika Godfrey!

SOLD $100K MORE THAN AGENT WE FIRED!
"We needed to sell our house. The usual – job change, a move to a new location. We hired an experienced, local, reputable agent with whom we have been acquainted for many years. He did not make us feel very optimistic about the price we wanted as a minimum. His price, based on his many years experience, and his familiarity with the neighborhood, seemed low to us. We did some research. Our bank's computer generated appraisal (not a real appraisal) was more than our minimum. I researched nearby sales, and they were more than his price. We fired him.

We learned of Annika as we prepared our house for sale. She came right over the same day I called her. She had a bunch of information to show us. She had dozens of “comps”, she had information broken down by neighborhood and she knew what we should list our house for. She also suggested the house be staged. We staged, and we listed at her suggested price. Then we were gone to our new home. We did not get to see Annika work. We communicated. She told us she had showings, open houses etc. In about three weeks she had an offer. We countered, and the house was sold. She sold the house for $100,000.00 more than the agent we fired wanted to list the house. That was impressive. She said she could do it. I believed her, and she did it. She says she is good, and she is. Go Annika."

Bill S. - MISSION VIEJO CA

SOLD OUR HOME IN LESS THAN A WEEK!
"Annika has helped me and my family buy and sell several homes over the years. The last home we sold was quite an experience. I asked Annika if she could sell my home and find us our dream home all in 90 days. She said , “Of course!” We were expecting our third baby and I was due at the end of that 90 days, so we were cutting it close. Annika not only sold our home in less than a week, but found us our dream home and knew it was “the one” before we did. She negotiated a higher price for the sale of our home and negotiated a lower price on our purchase. She not only came through, but she exceeded our expectations. She always answered her phone, even when I called late. I felt totally taken care of when I really needed it the most! I highly recommend Annika as THE ONLY realtor of choice in all of Orange County! "

Megan Stirrat - COSTA MESA CA

BEST REALTOR WE HAVE EVER ENCOUTERED!
"I am writing this letter of recommendation in appreciation to our Realtor Annika Godfrey who exceeded our expectations of a job well done! Annika regaled us with her charm and pensive negotiation skills. Through a mutual colleague we were fortunate to procure a fantastic realtor named “Annika Godfrey” who is by far the Best Realtor we have ever encountered. Through her endeavors and fortitude she single handily restored our confidence and faith in the hopes of selling our home quickly. Annika deduced our situation by drawing the most logical conclusion to our dilemma, and furthermore gained our approbation by the end of our first consultation. Prior to Annika we recently had our home listed with another Realtor who had our life’s investment teetering on disaster. His lack of experience and marketing skills left us feeling helpless in a volatile market. Through Annika’s professional team and staff we were able to professionally market our home at its full potential, within a week we had a plethora of showings and by months end we were in escrow! Not only have we found a great Realtor, but we’ve gained a lifelong friend!"

Bernice Garland & Darrell Hograve - MISSION VIEJO CA

SOLD $30,000 - OVER NEW HIGH WATER MARK FOR OUR NEIGHBORHOOD!
"Just writing to let you know how much we appreciated your handling of our real estate transactions! You made the experience fast and successful! You implemented fantastic advertising for our home with top-notch photography. We went on the market and sold on the same day! This is so impressive because we worked with another realtor, who was actually our friend. For over two months with no sale! Your advice on simplifying furnishings in our home made a difference! I still can’t believe you sold our home for $30,000 over the last sale, setting the new high watermark in the neighborhood since the recession. Our prior agent just wanted to lower the price. Our neighbors better be thanking you. You also took on the purchase of our new home in Nellie Gail and you were able to get the seller to pay for $20,000.00 worth of necessary termite repair! Also, thank you for all the fantastic referrals! We love Art our plumber, and Solo our new pest control. You only surround yourself with the best people! Your superior experience paid off with a smooth close of escrow in thirty days and now we are in our beautiful dream home! We so appreciate your positive attitude and constant encouragement! We would recommend you to anyone that needs a realtor… you are the best! Also, as you would say, ”thank you my friend”. That made me feel special and I knew you had our backs…..so now here’s to you, Thank you, my friend! With much appreciation! "

Lynda Ochoa - LAGUNA HILLS CA

ANNIKA MAKES ALL THE DIFFERENCE!
"Dear Future Clients, I met Annika many years ago as one of her first clients. I have now used Annika for my fourth transaction and will continue to use her any chance I get. Anyone who has worked with Annika knows she is an incredibly sharp real estate professional, but what I quickly learned was this was only one of the many roles she would play in my life. Counselor, friend, educator and advocate would be a few more of the titles I’d give to this wonder woman. After experiencing the level of care Annika put into everything related to buying and selling two homes, over the past ten years, I firmly believe I found much more than just a real estate agent. When I’ve had questions, she’s had answers. When I’ve needed reassurance, she’s instilled a sense of confidence. Annika has truly been a partner in achieving my real estate goals and I couldn’t be more grateful. Over the years of working with her I’ve had the pleasure of watching her career take flight. And while that certainly hasn’t surprised me, her ability to remain as grounded and individually focused on each client, despite her success, has only reaffirmed my faith in her as my agent. The home buying and selling process can be stressful to say the least and that is where having an agent like Annika makesall the difference. I can’t more highly recommend Annika Godfrey. Thank you again,"

Trevor - ORANGE CA

OLD AGENT COULD NOT SELL THE HOUSE IN A YEAR, ANNIKA OVER SOLD IT!
"To whom it may concern: Annika Godfrey did a phenomenal job at selling my property. We started with a different agent who had the property listed for almost a year, but couldn’t get the house sold. It seemed this house was jinxed – until Annika came along. Annika came in with a very specific plan and got the job done within two months, during the holidays! She was very professional, knew the market well and was relentless with her follow up with all potential buyers. She knew how to stage the house and get it set up perfectly so agents and buyers alike could envision the house as a home – their home. Her pool of resources from her many years of experience and the Coldwell Banker name gives her a distinct advantage over most other agents in the area. I highly recommend Annika to anyone looking to sell a home anywhere in Orange County. She’s earned a client for life! By the way, when we closed escrow, she said, “you know I totally oversold that house, right?” We both had a chuckle and I said, “yup!”"

P. Minor - ALISO VIEJO CA

THE REAL DEAL!
"It is with greatest pleasure that I write this letter in which I hope to express our warmest appreciation for your professional services on our behalf in the recent sale of our home. In October, we decided to sell our residence in Laguna Niguel and secured the real-estate services of a real-estate agent who we had successfully worked with on several purchases and sales in the past. We had not yet met Annika Godfrey, but because of the excellent marketing strategies of our realtor, Ms. Godfrey brought in a potential buyer to view the property within the first couple of days on the market. Ms. Godfrey brought in the buyer and we were thrilled with the offer they presented. During that short escrow period (30 days), although there were several unexpected complexities that threatened to de-rail our closing, they were handled quickly, precisely and professionally so that we indeed closed on time without incident. In fact, we became so impressed at how quickly and efficiently Annika worked with our realtor in resolving these issues, that a few months later when we decided to list another property, we wanted to give her the opportunity to “work her magic” once again. This property was tenant occupied for about 10 years and the tenant was certainly not motivated to cooperate with us. That was the initial problem where we needed some of “Annika’s Magic” and she did not disappoint. Annika visited our tenant several times with listings of alternative homes in the area that she had secured on his behalf. In short, Annika was kind but professionally persistent in helping our tenant understand that a change of address would be imminent and within a few months, our tenant vacated the property amicably and left the home in very reasonable condition. She then helped us to secure the professional services of those companies specializing in the cleaning, painting and general repair of homes to go onto the market and for very reasonable fees we were ready for the next phase. We needed to sell this house at the top of the market and in fact, we were hoping to sell high enough that we would be able to recuperate some of our losses that we had since we purchased that home years before just prior to the real-estate price declines we all know about. Annika suggested that we should consider staging the house with a very remarkable staging company she had worked with successfully many times in the past. Additionally, she suggested we pre-screen the home with a termite report to alleviate any surprises. She also suggested that we have an appraiser measure the living space, because several different sources were giving us different information. That was the best $100.00 we ever spent. We found out our home was 200 square feet larger than we thought. We agreed to follow her lead. We followed her recommendations and we are convinced that because we did that, we sold this home in less than 30 days. The price we received exceeded price per square footage estimates of the area. We believe this was due in large part because of its presentation, that we quickly received offers and closed on time without issues. We have worked with well over 20 realtors in the past in as many years but Annika is certainly among the very best of the best! She indeed has a “magic touch” when it comes to real-estate, but in reality, the magic is not really magic at all. Annika’s magic is that she is not only able to solve immediate issues, but she has that rare gift to be able to foresee potential issues and plan ahead for the contingencies that may arise, whether they do or not, rather than waiting around for things to happen. We were very pleased with every aspect of her work with us and we hope this letter makes a difference to anyone who reads it in selecting Annika Godfrey for any real-estate purchase or sale."

Daniel & Carmen Jones - LAGUNA NIGUEL CA

BEST AGENT WE EVER HAD!
"I wanted to thank you so much for all the things you did to make our selling experience with you great. Some of the things you did that other realtors haven’t done for us in the past and present are what set you apart from the other realtors in the area and in other states. Just to name a few of the advantages I think you have are the following:

• You know the neighborhood because you grew up on the street for the past 38 years.
• Your mom still lives on the street.
• You always called us back or made yourself available 24/7.
• You always had answers for our questions.
• You protected our interests from the day we signed the listing agreement to even the move after close.
• Catching other agent’s mistakes.
• Your ability to problem solve.
• Your ability to negotiate.
• Your understanding and knowledge of contracts and real estate law.
• Convincing us to do the staging and photos which made the house look and feel wonderful.
• Saving us costs in negotiation regarding repairs, termite, finding a contractor, electrician etc.
• Managing everything since we were out of state.

We have purchased and sold several properties in the last ten years and by far you were the best agent we have had. We wish you worked in New Mexico and Texas. Thanks again and we wish you the best in your real estate career!
"

Bret & Linda Wier. - LAGUNA HILLS CA

$200,000 OVER THE PREVIOUS SALES IN THE NEIGHBORHOOD!
"It is with great pleasure that I get to share my own experience with anyone that would like to hear it, regarding my recent real estate transaction with Annika Godfrey as my agent. In the year 2000, I purchased my home at 24702 Mendocino in Laguna Hills through the help of a real estate agent. So when I decided to sell the house in 2014, I decided to give that same agent a call so she could come list and sell the house. During the three or four months of list period we had maybe two showings. Feeling frustrated, my wife and I decided to interview agents for the position of getting this home sold. We as any seller, wanted the most for our house, because we put so much into it. We also wanted the most because let’s face it, what seller doesn’t want the most? Annika Godfrey among many other agents had sent me their information after we came off the market in December. We called several agents, if not all of them. We set up appointments, one by one to see with whom we should trust to get this done. Everyone was a little more than disappointing. They all told me I would be lucky to get even $800,000 because we live in a $750,000 neighborhood. Then in comes Annika. Wow!!!!! What a presentation! She was different. She asked me my plans, asked what our goals were, when we wanted to arrive at our destination, everything. She knew my house was special, but also knew it was going to be a challenge. She quickly told me after all was said and done, that she couldn’t take the listing at the price I wanted which was $1,000,000. She knew, and I knew, she was my best option. But she wouldn’t take my listing!!!! What kind of real estate agent won’t take a listing? I probably called her once or twice a week for about two months asking if she was ready to take me on. In February, I called again and she finally said yes, with a few conditions. I quickly told her I would follow her lead. Whatever she wanted from me I was willing to do. We signed the listing agreement and we were off and running. We spent a very minimal amount on prepping the house the way Annika suggested. She had everything available to us. She has the best contractors, stagers, cleaners, photographers etc. With Annika’s help, we were not only able to get full price for our home which was $200,000 over what the previous sales in the neighborhood would support, but we closed the home in 30 days after only being on the market for twelve days. She set the new high watermark in the neighborhood and record sale. We are convinced that not only is Annika a rock star realtor, but that we have made a trusted friend for life. She walked us through the entire process with strength, certainty, and class. She managed everything during the escrow process, from negotiating repairs to managing and hiring the tradesmen. We had already moved to Florida, so we really needed that help. We highly recommend Annika Godfrey as THE choice Realtor for anyone looking to buy or sell real estate anywhere in Orange County. She really has the magic touch. I am a tough guy to please, so when I say this…… Just trust her and follow her lead!!!! We are glad we did.

Art Womack D.D. S. & Robin Post - LAGUNA HILLS CA

EXCEEDED EXPECTATIONS !
"Annika exceeded our expectations and made what would normally be a stressful process, an enjoyable one. She kept in constant communication with us and was extremely professional, while at the same time she treated us like family. Our house went on the market on December 2nd and by December 30th, we had a signed offer. We would recommend Annika to anyone that is looking for a realtor with exceptional knowledge and skills!"

Beth Battaglia - IRVINE CA

HELPED GET THE BEST DEAL POSSIBLE!
"Annika is the best. She works hard to understand what is important for her clients and then goes to bat for them. Annika has helped us find and buy our last two homes and we were impressed with how diligent she was in finding the right matches for us. Annika found our first home for us the same day it went on the market. She has “no fear” when it comes to advocating for her clients and she helped us get the best deal possible"

Mark Stirrat - COTO DE CAZA CA

THANKS FOR YOUR HARD WORK!
"Working with Annika was a complete breeze. She was so dedicated and easy to work with! When I first contacted her, we had less than two months left on our short-term lease and were anxious to purchase a home before our lease was up. Though I was skeptical, she was confident that we could find a place and close the deal within that time frame. With her help and guidance, we did. Throughout the process, she was respectful of our price range, very quickly understood our needs and desires, and kept everything on track. I would wholeheartedly and gladly recommend her to family and friends. We are loving our home! Thank you, again, for your hard work in making this happen for us."

Deborah Mancuso - ALISO VIEJO CA

NEGOTIATED DOWN PURCHASE PRICE!
"Thank you so much for always having my back with everything real estate related and just in general. This is an update letter because I want all of your future and potential clients to know who you are and what you did for me and my family. I know I wrote a great testimonial that I hope has helped your potential clients in making the right decision by hiring you. But I want to thank you dearly for what you did for Kathy and I during our Florida new builder purchase. After Annika successfully sold several of my homes over the years, the last one on 1008 W. Trinity, which I will add she successfully negotiated while she was on her honeymoon. Shortly after she hit a home run for us on the sale of that home, we were moving across the country to Florida. She set us up with contacts there, but we decided to go for a new home build. The home prices were so great compared to what we could get in OC, that we decided to go for it. Two days before my wife was due with our first child, I called Annika in a panic. The builder was saying I had to bring in an additional $25,000 because the house didn’t appraise. She asked me questions, she got on the phone with the sales girl, she asked her questions and then she struck. She was able to in a 24 hour period, negotiate down the purchase price on my new build and help me not have a heart attack in the process. My wife was literally in labor during this process, and frankly I was terrified. Annika shortly after, sent my wife and I a lovely blanket with our son’s name and birthdate knitted on the top of blanket. Annika didn’t get paid for helping me with the negotiation on my home, but she took the time to help guide me because she is an absolute pro, that truly cares. She always does the right thing regardless of the outcome for herself. I am forever grateful! Sincerely,"

Trevor Buracchio - IRVINE CA

FOUND ME THE PERFECT HOME!
"As a single woman (50+) purchasing a home on her own, I was somewhat intimidated by the process. Thank goodness for Annika. She listened to me, listened to what I was looking for, respected my price range and found me the perfect home. She guided me through the entire process, including helping me find a lender. She was there with me every step of the way, all the while she being 8 months pregnant. She gave me the perfect home and an extremely stress free and enjoyable experience. I would recommend Annika to anyone looking to purchase a home."

Trynalee Barton - ALISO VIEJO CA

ANNIKA LISTENED!
"Working with Annika was a complete breeze. She was so dedicated and easy to work with! When I first contacted her, we had less than two months left on our short-term lease and were anxious to purchase a home before our lease was up. Though I was skeptical, she was confident that we could find a place and close the deal within that time frame. With her help and guidance, we did. Throughout the process, she was respectful of our price range, very quickly understood our needs and desires, and kept everything on track. I would wholeheartedly and gladly recommend her to family and friends. We are loving our home! Thank you, again, for your hard work in making this happen for us."

Deborah & Emil - MISSION VIEJO CA

FIRST TIME BUYER SUCCESS!
"There is no job too big or too small for Annika Godfrey. She will bust her butt for you! As a first time buyer I was unfamiliar with everything. Annika recommended I speak with her lender at JMJ Financial. They too, proved to be an amazing asset during this process. Annika and Beth held my hand the whole way. There was never a time they didn’t answer my calls. I tried using another agent before only to have a couple different offers slip through the cracks. Annika is relentless when it comes to closing! I had my keys in under 3 weeks! Thank you so much Annika, Beth and the rest of the team. You guys rock! Let’s do it again in about 5 years!"

Alex Funderburke - COSTA MESA CA

ANNIKA WAS A GODSEND!
"Annika was a godsend! I had recently divorced, had sold the family home and was renting a room from someone who goes to my church, when my daughter, who was attending college in NY, was diagnosed with cancer. I needed to find and buy a house fast, then move in and make it into a comfy home so my daughter would have a warm, loving home while she went through chemo and radiation. We looked at 12-14 homes each day! Annika didn't want to sell me any old house just to make a quick sale. She truly wanted to find the perfect home for me. She was caring, compassionate, and had a great sense of humor, all of which I appreciated!!! She was a pleasure to work with! She also was an excellent communicator and negotiator. I felt very confidant having her represent me in the transaction. She professionally handled the details so the transaction would be as stressless as possible. She knows the real estate business! 20 day escrow! I have been in my new home for almost 9 months and I LOVE it!!! It is perfect for me! Thank you Annika! (And my daughter is now cancer free!)"

Laurie Jacobsen - MISSION VIEJO CA

CLICK HERE FOR MORE TESTIMONIALS

Call Annika Godfrey today at
(949) 683-1809

Annika is a member of the South Orange County Association of REALTORS®,
the California Association of REALTORS® and
the National Association of REALTORS®.

All of these associations uphold a strict code of ethics and ensure that their members are up to date on the latest marketing techniques and legislation affecting real estate.

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HOMES FOR SALE MISSION VIEJO CA
BUY A HOME, TIPS ON BUYING A HOME

TIPS ON BUYING
A HOME

Aim for a home you can really afford. The rule of thumb is that you can buy housing that runs about two-and-one-half times your annual salary. But you'll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford.

If you can't put down the usual 20 percent, you may still qualify for a loan. There are a variety of public and private lenders who, if you qualify, offer low-interest mortgages that require a down payment as small as 3 percent of the purchase price.

Buy in a district with good schools. In most areas, this advice applies even if you don't have school-age children. Reason: When it comes time to sell, you'll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values.

Get professional help. Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.

Choose carefully between points and rate. When picking a mortgage, you usually have the option of paying additional points -- a portion of the interest that you pay at closing -- in exchange for a lower interest rate. If you stay in the house for a long time -- say three to five years or more -- it's usually a better deal to take the points. The lower interest rate will save you more in the long run.

Before house hunting, get pre-approved. Getting pre-approved will you save yourself the grief of looking at houses you can't afford and put you in a better position to make a serious offer when you do find the right house. Not to be confused with pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history.

Hire a home inspector. Yyou should hire your own home inspector, preferably an engineer with experience in doing home surveys in the area where you are buying. His or her job will be to point out potential problems that could require costly repairs down the road like for example mold.

Annika Godfrey has lived and worked in South Orange County for over 20 years and knows and understand Mission Viejo like no one else. She specializes in Mission Viejo from luxury homes on Lake Mission Viejo and in the hills to guiding first time buyers down the road to new home ownership.

Call Annika Godfrey today at (949) 683-1809

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HOMES FOR SALE MISSION VIEJO CA
SELL A HOME, TIPS ON SELLING YOUR HOME

TIPS ON SELLING A HOME

Choose a Listing Agent. A listing agent will represent you and have a fiduciary responsibility to look out for your best interests.

Figure Out How Much Your Home is Worth. A seller's biggest mistake is to overprice. Price your home in line with sold homes identified in a comparative market analysis report. Consider whether your market is hot, cold or neutral, and price according to the market temperature.

Market Your Home. You or your agent should identify the sizzling selling points and choose advertising words to sell. Approve your agent's marketing campaign or figure out how to advertise your house for sale yourself. Follow the top 10 home marketing tips for selling your home. Hire a virtual tour company to take quality photographs and put a 360-degree virtual tour online. Tweak marketing to increase traffic and showings. Post internet listings online. Your agent or you should saturate the internet with photographs and description of your home.

Show Your Home. If you're wondering about lockbox vs. appointments, you'll get more showings if you let agents use a lockbox. Your home will show better if you are selling in spring than selling in winter. Selling during the holidays will likely result in a lower sales price, regardless of what agents tell you. Follow the top 10 home showing tips. You've got only one chance -- and sometimes only 3 seconds -- to make a good first impression. Prepare for an open house and use the approach sparingly. Ask for buyer feedback so you can adjust your price, condition or marketing campaigns accordingly.

Receive Purchase Offers and Negotiate. Make certain that buyers use the right form for writing a purchase offer. Even if you receive a lowball offer, negotiate by issuing a counter offer. Don't ignore offers. Ask for a kickout clause or first right of refusal if the buyer's offer is contingent on selling a home.

Schedule Appraiser Appointment. Clean the house the day before the appraiser arrives. If you receive a low appraisal, ask your agent about alternatives. You are not entitled to receive a copy of the appraisal because you did not pay for it.

Cooperate with Home Inspection. Get ready for the home inspector. Ask your agent to provide you with a home inspection checklist so you will know which items an inspector will want to see. Expect that the inspector will want access for an attic inspection and will look for a wet basement; prepare those areas for inspection. Prepare as well for the final walk-through inspection.

Ask Buyer to Release Contingencies. In California, for example, contracts default to 17 days, at which time, the buyer must release contingencies. If you do not demand a release, buyers are not obligated to provide it. If buyers do not provide a release, in CA, sellers have the right to cancel.

Annika Godfrey has lived and worked in South Orange County for over 20 years and knows and understand Mission Viejo like no one else. She specializes in Mission Viejo from luxury homes on Lake Mission Viejo and in the hills to guiding first time buyers down the road to new home ownership.

Call Annika Godfrey today at (949) 683-1809

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HOMES FOR SALE MISSION VIEJO CA
FIRST TIME HOME BUYERS


FIRST TIME HOME BUYER? NO PROBLEM!

One Annika's specialties is in first time home buyer programs, and getting incredible financing deals and properties. We know that purchasing a home can be one of the most significant investments in life. We also understand how overwhelming this process can be. Annika Godfrey is here to assist you in making an intelligent and informed decision. We are familliar with FHA and other first time home buyer financing packages. We have many collage students, high schools graduates, and newly weds buying their first home as an investment taking advantage of first time home buyer programs and incentives. Annika Godfrey is only a phone call away.

Call Annika Today at (949)683-1809

Why should I buy, instead of rent?
Answer:
A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are.

Can I become a homebuyer even if I have I've had bad credit, and don't have much for a down-payment?
Answer: You may be a good candidate for one of the federal mortgage programs. Start by contacting Call Annika Godfrey Today at (949)683-1809
or one of the HUD-funded housing counseling agencies that can help you sort through your options. Also, contact your local government to see if there are any local homebuying programs that might work for you. Look in the blue pages of your phone directory for your local office of housing and community development or, if you can't find it, contact your mayor's office or your county executive's office.

Are there special homeownership grants or programs for single parents?
Answer: There is help available. Start by becoming familiar with the homebuying process and pick a good real estate broker. Call Annika Godfrey Today at (949)683-1809 Although as a single parent, you won't have the benefit of two incomes on which to qualify for a loan, consider getting pre-qualified, so that when you find a house you like in your price range you won't have the delay of trying to get qualified. Call Annika Godfrey Today at (949)683-1809 or Contact one of the HUD-funded housing counseling agencies in your area to talk through other options for help that might be available to you. Research buying a HUD home, as they can be very good deals. Also, contact your local government to see if there are any local homebuying programs that could help you. Look in the blue pages of your phone directory for your local office of housing and community development or, if you can't find it, contact your mayor's office or your county executive's office.

Should I use a real estate broker? How do I find one?
Answer: Using a real estate broker is a very good idea. Call Annika Godfrey Today at (949)683-1809. All the details involved in home buying, particularly the financial ones, can be mind-boggling. A good real estate professional can guide you through the entire process and make the experience much easier. A real estate broker will be well-acquainted with all the important things you'll want to know about a neighborhood you may be considering...the quality of schools, the number of children in the area, the safety of the neighborhood, traffic volume, and more. He or she will help you figure the price range you can afford and search the classified ads and multiple listing services for homes you'll want to see. With immediate access to homes as soon as they're put on the market, the broker can save you hours of wasted driving-around time. When it's time to make an offer on a home, the broker can point out ways to structure your deal to save you money. He or she will explain the advantages and disadvantages of different types of mortgages, guide you through the paperwork, and be there to hold your hand and answer last-minute questions when you sign the final papers at closing. And you don't have to pay the broker anything! The payment comes from the home seller - not from the buyer. By the way, if you want to buy a HUD home, you will be required to use a real estate broker to submit your bid.

Annika Godfrey has lived and worked in South Orange County for over 20 years and knows and understand Mission Viejo like no one else. She specializes in Mission Viejo from luxury homes on Lake Mission Viejo and in the hills to guiding first time buyers down the road to new home ownership.

Call Annika Godfrey today at (949) 683-1809

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HOMES FOR SALE MISSION VIEJO CA
WHY BUY A HOME IN MISSION VIEJO?

Choosing Where to Live, The Adventure Awaits!

HOW ABOUT MISSION VIEJO?


Mission Viejo is a city located in Southern Orange County, California in the Saddleback Valley and has been named the safest city in the US according to a 2007 crime statistic survey. Mission Viejo is considered one of the largest master planned communities ever built under a single project in the United States. Mission Viejo is suburban in nature and culture. The city is mainly residential, although there are a number of offices and businesses within its city limits. The city is planned and features a very large number of single-family homes, some condominiums, a two-year community college, and a regional mall.

At the center of the city is a man-made lake, Lake Mission Viejo, a private association for Mission Viejo residents with custom waterfront homes, condominiums, boat rentals,and swim beaches. Mission Viejo has a major youth athletic facilities, Mission Viejo Youth Athletic Park. The park consists of eight baseball fields and five soccer fields. This is one of the most beautiful cities in Orange County with a flourishing community life.


HISTORY OF MISSION VIEJO

The land upon which Mission Viejo is developed was part of the 52,000-acre Rancho Mission Viejo. The chain of title to the land dates back to July 27, 1769, when a Spaniard named Gaspar de Portola led an expeditionary force from Mexico across the southern border of the ranch and claimed the land for Spain. Seven years later, the ranch witnessed the first attempt to found Mission San Juan Capistrano. Although lack of water forced the friars to relocate and the whereabouts of this old mission remain a mystery, the name Mission Viejo bears testimony to this structure's sojourn in San Juan Canyon more than two hundred years ago. After Mexico won its independence from Spain in 1821, a new flag flew over California and a new spirit filled the air. The missions, which had been established to further the spread of the Christian faith, became secularized, and their vast landholdings were granted as ranches to prominent citizens.

One man who happened to be standing in the right place at the right time was an English trader named John Forster. John or Juan, as the name reads on the old land grant, married the Mexican governor's sister and acquired the three ranchos historically known as El Trabuco, Mission Viejo, and Los Potreros. But fate frowned on Don Juan Forster. Fencing 205,000 acres drained his capital, droughts destroyed his cattle, and futile efforts to attract settlers dried up his last remaining credit. When Forster died, his estate was in shambles, and his sons were forced to sell. In 1907, an Irish cattleman named Richard O'Neill acquired an undivided interest in Rancho El Trabuco and Rancho Mission Viejo. When a 1963 study indicated that urbanization was spreading south from the Los Angeles area, his grandchildren, Richard O'Neill and Alice O'Neill Avery, decided to sell 10,000 acres. Donald Bren, Philip J. Reilly, and James Toepfer purchased the property and organized the Mission Viejo Company. In 1965, a master plan for Mission Viejo was approved by the Orange County Board of Supervisors. One year later, Forster's dream of attracting settlers became a reality as families stood in line to pay $21,000 for homes on his former cattle range. In April 1966, these pioneering residents moved into the new neighborhoods near the intersection of La Paz Road and Chrisanta Drive.

Click Here to Read More About Mission Viejo and Mission Viejo Demographics

Annika Godfrey has lived and worked in South Orange County for over 20 years and knows and understand Mission Viejo like no one else. She specializes in Mission Viejo from luxury homes on Lake Mission Viejo and in the hills to guiding first time buyers down the road to new home ownership.

Call Annika Godfrey today at (949) 683-1809

       
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HOMES FOR SALE MISSION VIEJO CA
ABOUT REAL ESTATE BROKERS

Real Estate Brokers:

A real estate broker is a term in the United States and Canada which describes a party who acts as an intermediary between sellers and buyers of real estate (or real property as it is known elsewhere) and attempts to find sellers who wish to sell and buyers who wish to buy. In the United States, the relationship was originally established by reference to the English common law of agency with the broker having a fiduciary relationship with his clients.

Estate agent is the term used in the United Kingdom to describe a person or organization whose business is to market real estate on behalf of clients, but there are significant differences between the actions and liabilities of brokers and estate agents in each country. Beyond the US, other countries take markedly different approaches to the marketing and selling of real property.

In the US, real estate brokers and their salespersons (commonly called "real estate agents" or, in some states, "brokers") assist sellers in marketing their property and selling it for the highest possible price under the best terms. When acting as a Buyer's agent with a signed agreement (or, in many cases, verbal agreement, although a broker may not be legally entitled to his commission unless the agreement is in writing), they assist buyers by helping them purchase property for the lowest possible price under the best terms. Without a signed agreement, brokers may assist buyers in the acquisition of property but still represent the seller and the seller's interests.

In most jurisdictions in the United States, a person is required to have a license in order to receive remuneration for services rendered as a real estate broker. Unlicensed activity is illegal, but buyers and sellers acting as principals in the sale or purchase of real estate are not required to be licensed. In some states, lawyers are allowed to handle real estate sales for compensation without being licensed as brokers or agents.

The difference between salespersons and brokers

Before the Multiple Listing Service was introduced in 1967, when brokers (and their agents) only represented sellers, the term "real estate salesperson" may have been more apt than it is today, given the various ways that brokers and agents now help buyers through the process rather than merely "selling" them a property. Legally, however, the term "salesperson" is still used in many states to describe a real estate agent.

Real estate education: In order to become licensed, most states require that an applicant take a minimum number of classes before taking the state licensing exam. Such education is often provided by real estate brokerages as a means to finding new agents.

Today in many states, the real estate agent (acting as an agent of the broker with whom he/she is employed) is required to disclose to prospective buyers and sellers who represents whom. See below for a broker/agent’s relationship to sellers and their relationship to buyers.

While some people may refer to any licensed real estate agent as a real estate broker, a licensed real estate agent is a professional who has obtained either a real estate salesperson's license or a real estate broker's license.

In the United States, there are commonly two levels of real estate professionals licensed by the individual states, but not by the federal government:

Real estate salesperson (or, in some states, Real estate broker):

When a person first becomes licensed to become a real estate agent, he/she obtains a real estate salesperson's license (or some states use the alternative term, "broker") from the state in which he/she will practice. If you want to obtain a real estate license, the candidate must take specific coursework (of between 40 and 90 hours) and then pass a state exam on real estate law and practice. In order to work, salespersons must then be associated with (and act under the authority of) a real estate broker.

Many states also have reciprocal agreements with other states, allowing a licensed individual from a qualified state to take the second state's exam without completing the course requirements, or, in some cases, take only a state law exam.

Real estate broker (or, in some states, qualifying broker):

After gaining some years of experience in real estate sales, a salesperson may decide to become licensed as a real estate broker (or Principal/qualifying broker) in order to own, manage or operate his/her own brokerage. In addition, some states allow college graduates to apply for a broker license without years of experience. College graduates fall into this category once they have completed the state required courses as well. California allows licensed attorneys to become brokers upon passing the broker exam, without having to take the requisite courses required of agent. Commonly more course work and a broker's state exam on real estate law must be passed. Upon obtaining a broker's license, a real estate agent may continue to work for another broker in a similar capacity as before (often referred to as a broker associate or associate broker) or take charge of his/her own brokerage and hire other salespersons (or broker) licensees. Becoming a branch office manager may or may not require a broker's license. Some states such as New York allow licensed attorneys to become real estate brokers without taking any exam. In some states, such as Colorado, there are no "salespeople", as all licensees are brokers.

A Realtor is a real estate professional, usually a broker or salesperson, who is a member of the National Association of Realtors (NAR). There are 1.3 million Realtors, mostly in the US, and an additional 1 million licensed real estate agents who are not members of NAR and cannot use the term "Realtor". However, note that the US Bureau of Labor Statistics claims only about 600,000 working brokers/salespersons.

Agency relationships with clients versus Non-Agency relationships with customers

  • Agency relationship: Traditionally, the broker provides a conventional full-service, commission-based brokerage relationship under a signed listing agreement with a seller or "buyer representation" agreement with a buyer, thus creating under common law in most states an agency relationship with fiduciary obligations. The seller or buyer is then a client of the broker. Some states also have statutes which define and control the nature of the representation.

Agency relationships in residential real estate transactions involve the legal representation by a real estate broker (on behalf of a real estate company) of the principal, whether that person or persons is a buyer or a seller. The broker (and his/her licensed real estate agents) then becomes the agent of the principal.

  • Non-agency relationship: where no written agreement nor fiduciary relationship exists, a real estate broker (and his agents) works with a principal who is then known as the broker’s customer. When a buyer, who has not entered into a Buyer Agency agreement with the broker and buys a property, then that broker functions as the subagent of the seller’s broker. When a seller chooses to work with a transaction broker, there is no agency relationship created.

Transaction brokers

Some state Real Estate Commissions, notably Florida's after 1992 (and extended in 2003) and Colorado's after 1994 (with changes in 2003), created the option of having no agency nor fiduciary relationship between brokers and sellers or buyers. Having no more than a facilitator relationship, transaction brokers assists buyers, sellers, or both during the transaction without representing the interests of either party who may then be regarded as customers.

As noted by the South Broward Board of Realtors, Inc. in a letter to State of Florida legislative committees:

"The Transaction Broker crafts a transaction by bringing a willing buyer and a willing seller together and assists with the closing of details. The Transaction Broker is not a fiduciary of any party, but must abide by law as well as professional and ethical standards." (Such as NAR Code of Ethics)

The result was that in 2003, Florida created a system where the default brokerage relationship had "all licensees …operating as transaction brokers, unless a single agent or no brokerage relationship is established, in writing, with the customer" and the statute required written disclosure of the transaction brokerage relationship to the buyer or seller customer only through July 1, 2008.

In both Florida and Colorado's case, dual agency and sub-agency (where both listing and selling agents represented the seller) no longer exist.

Dual or limited agency

Dual agency occurs when the same brokerage represents both the seller and the buyer under written agreements. Individual state laws vary and interpret dual agency rather differently.

Many states no longer allow dual agency. Instead, "transaction brokerage" provides the buyer and seller with a limited form of representation, but without any fiduciary obligations (see Florida law). Buyers and sellers are generally advised to consult a licensed real estate professional for a written definition of an individual state's laws of agency, and many states require written Disclosures to be signed by all parties outlining the duties and obligations.

  • If state law allows for the same agent to represent both the buyer and the seller in a single transaction, the brokerage/agent is typically considered to be a Dual Agent. Special laws/rules often apply to dual agents, especially in negotiating price.
  • In some states (notably Maryland), Dual Agency can be practiced in situations where the same brokerage (but not agent) represent both the buyer and the seller. If one agent from the brokerage has a home listed and another agent from that brokerage has a buyer-brokerage agreement with a buyer who wishes to buy the listed property, Dual Agency occurs by allowing each agent to be designated as “intra-company” agent. Only the broker himself is the Dual Agent.
  • Some states do allow a broker and one agent to represent both sides of the transaction as dual agents. In those situations, conflict of interest is more likely to occur, typically resulting in the loss of advocacy for both parties.

Types of services that a broker can provide

Since each state's laws may differ from others, it is generally advised that prospective sellers or buyers consult a licensed real estate professional.

Some Examples:

  • comparative market analysis (CMA) - an estimate of the home's value compared with others. This differs from an appraisal in that property currently for sale may be taken into consideration (competition for the subject property).
  • Exposure - Marketing the real property to prospective buyers.
  • Facilitating a Purchase - guiding a buyer through the process.
  • Facilitating a Sale - guiding a seller through the selling process.
  • FSBO document preparation - preparing necessary paperwork for "Sale By Owner" sellers.
  • Full Residential Appraisal - but only, in most states, if the broker is also licensed as an appraiser.
  • Home Selling Kits - guides to how to market and sell a property.
  • Hourly Consulting for a fee, based on the client's needs.
  • Leasing for a fee or percentage of the gross lease value.
  • Property Management.
  • Exchanging property.
  • Auctioning property.
  • Preparing contracts and leases. (Not in all states.)

These services are also changing as a variety of real estate trends re-engineer the industry.

General

The sellers and buyers themselves are the principals in the sale, and real estate brokers (and the broker's agents) are their agents as defined in the law. However, although a real estate agent commonly fills out the real estate contract form, agents are typically not given power of attorney to sign the real estate contract or the deed; the principals sign these documents. The respective real estate agents may include their brokerages on the contract as the agents for each principal.

The use of a real estate broker is not a requirement for the sale or conveyance of real estate or for obtaining a mortgage loan from a lender. However, once a broker is used, the settlement attorney (or party handling closing) will ensure that all parties involved be paid. Lenders typically have other requirements, though, for a loan.

Services provided to both buyers and sellers

In addition to the services to sellers and buyers described below, most real estate agents coordinate various aspects of the closing.

Real estate brokers (and their agents) typically do not provide title service such as title search or title insurance, do not conduct surveys or formal appraisals of the property such as those required by lenders, and do not act as lawyers for the parties, although they may "coordinate" these activities with the appropriate specialists. Some real estate brokers may be associated with loan officers who may help to finance buyers to make their purchase.

Regardless of whether a real estate agent assists sellers or buyers of real estate, negotiating skills and knowledge of financing options are important.

Real estate brokers and sellers

Services provided to seller as client

Upon signing a listing contract with the seller wishing to sell the real estate, the brokerage attempts to earn a commission by finding a buyer for the sellers' property for highest possible price on the best terms for the seller. In Canada, most provinces' laws require the real estate agent to forward all written offers to the seller for consideration or review.

To help accomplish this goal of finding buyers, a real estate agency commonly does the following:

  • Listing the property for sale to the public, often on a Multiple Listing Service, in addition to any other methods.
  • Based on the law in several states, providing the seller with a real property condition disclosure form, and other forms which may be needed.
  • Preparing necessary papers describing the property for advertising, pamphlets, open houses, etc.
  • Generally placing a "For Sale" sign on the property indicating how to contact the real estate office and agent.
  • Advertising the property. Advertising is often the biggest outside expense in listing a property.
  • In some cases, holding an Open house to show the property.
  • Being a contact person available to answer any questions about the property and to schedule showing appointments
  • Ensuring buyers are prescreened so that they are financially qualified to buy the property; the more highly financially qualified the buyer is, the more likely the closing will succeed.
  • Negotiating price on behalf of the sellers. The seller's agent acts as a fiduciary for the seller. This may involve preparing a standard real estate purchase contract by filling in the blanks in the contract form.
  • In some cases, holding an earnest payment cheque in escrow from the buyer(s) until the closing. In many states, the closing is the meeting between the buyer and seller where the property is transferred and the title is conveyed by a deed. In other states, especially those in the West, closings take place during a defined escrow period when buyers and sellers each sign the appropriate papers transferring title, but do not meet each other.

The "listing" contract

Several types of listing contracts exist between broker and seller. These may be defined as:

  • Exclusive Right to Sell

In this type of Agreement, the broker is given the exclusive right to market the property and represents the seller exclusively. This is referred to as seller agency. However, the brokerage also offers to cooperate with other brokers and agrees to allow them to show the property to prospective buyers and offers a share of the total real estate commission.

  • Exclusive Agency

An alternative form, "Exclusive Agency", allows only the broker the right to sell the property, and no offer of compensation is ever made to another broker. In that case, the property will never be entered into an MLS. Naturally, that limits the exposure of the property to only one agency.

  • Open Listing

This is an Agreement whereby the property is available for sale by any real estate professional who can advertise, show, or negotiate the sale. Whoever first brings an acceptable offer would receive compensation. Real estate companies will typically require that a written agreement for an open listing be signed by the seller to ensure the payment of a commission if a sale should take place.

Although there can be other ways of doing business, a real estate brokerage usually earns its commission after the real estate broker and a seller enter into a listing contract and fulfill agreed-upon terms specified within that contract. The seller's real estate is then listed for sale, frequently with property data entered into a Multiple Listing Service (MLS) in addition to any other ways of advertising or promoting the sale of the property.

In most of North America, where brokers are members of a national association (such as NAR in the United States or the Canadian Real Estate Association), a listing agreement or contract between broker and seller must include the following: starting and ending dates of the agreement; the price at which the property will be offered for sale; the amount of compensation due to the broker and how much, if any, will be offered to a cooperating broker who may bring a buyer. Without an offer of compensation to a cooperating broker (co-op percentage or flat fee), the property may not be advertised in the MLS system.

Net Listings: Property listings at an agreed-upon net price that the seller wishes to receive with any excess going to the broker as commission are not legal in most, if not all, states.

Brokerage commissions

In consideration of the brokerage successfully finding a satisfactory buyer for the property, a broker anticipates receiving a commission for the services the brokerage has provided. Usually, the payment of a commission to the brokerage is contingent upon finding a satisfactory buyer for the real estate for sale, the successful negotiation of a purchase contract between a satisfactory buyer and seller, or the settlement of the transaction and the exchange of money between buyer and seller.

In North America commissions on real estate transactions are negotiable. Local real estate sales activity usually dictates the amount of commission agreed to. Real estate commission is typically paid by the seller at the closing of the transaction as detailed in the listing agreement.

RESPA

Real estate brokers who work with lenders may not receive any compensation from the lender for referring a client to a specific lender. To do so would be a violation of a (US) federal law known as the Real Estate Settlement Procedures Act (RESPA). All lender compensation to a broker must be disclosed to all parties. A commission may also be paid during negotiation of contract based on seller and agent.

Lockbox

With the sellers’ permission, a lockbox is placed on homes that are occupied and, after arranging an appointment with the home owner, agents can show the home. When a property is vacant or where a seller may be living elsewhere, a lockbox will generally be placed on the front door. The listing broker helps arrange showings of the property by various real estate agents from all companies associated with the MLS.

The lockbox contains the key to the door of the property and the box can only be opened by licensed real estate agents (often only with authorization from the listing brokerage), by using some sort of secret combination or code provided by the brokerage or the issuer of the lockbox.

Shared commissions with co-op brokers

If any buyer's broker (or any of his/her agents) brings the buyer for the property, the buyer's broker would typically be compensated with a co-op commission coming from the total offered to the listing broker, often about half of the full commission from the seller. If an agent or salesperson working for the buyer's broker brings the buyer for the property, then the buyer's broker would commonly compensate his agent with a fraction of the co-op commission, again as determined in a separate agreement. A discount brokerage may offer a reduced commission in the event no other brokerage firm is involved and no co-op commission is paid out.

If there is no co-commission to pay to another brokerage, the listing brokerage receives the full amount of the commission minus any other types of expenses.

Potential points of contention for agents

Real estate commissions are becoming a point of controversy. Home values in many areas have quadrupled over the past 20 years. This may be contributing to the increased number of licensed agents and growing competition between them. The number of real estate agents in areas tends to rise when home values do, and the productivity of existing agents goes down.

Another controversy exists around how commissions paid to real estate agents are disclosed to buyers and the effect additional seller incentives may have on the negotiation process and final purchase price.

If a listing agent sells a property for any amount above the listed price, he in turn will make additional income. In theory, this will motivate him/her to get top dollar price for his client, the seller. However, if the agent representing the buyer attempts to obtain a lower sales price for his client, then he/she would make a lower commission. Thus, it could be considered to be in the agent's best interest to advise his client to purchase the property at a higher price. Although not very likely since the difference in the commission is very little and the agent would not want to jeopardize the deal.

According to economist Steven Levitt in his 2005 book Freakonomics, in practical terms, there is rarely a great enough difference between the listing (asking) price and the negotiated selling price to make a significant difference between the commissions generated on each side, and certainly hardly enough to justify an agent failing in his fiduciary duty to obtain the best terms for his/her client. However, when an agent is selling their own property, there exists a greater incentive to sell for a higher price and this is seen in examining historical home sale prices.

Another potential conflict of interest exists when a listing agent in a very active real estate market has incentive to sell properties quickly at unnecessarily low prices in order to benefit from a high volume of sales.

Real estate brokers and buyers

Services provided to buyers

  • Buyers as clients

With the increase in the practice of buyer brokerage in the US, especially since the late 1990s in most states, agents (acting under their brokers) have been able to represent buyers in the transaction with a written "Buyer Agency Agreement" not unlike the "Listing Agreement" for sellers referred to above. In this case, buyers are clients of the brokerage.

Some brokerages represent buyers only and are known as Exclusive Buyer Agents (EBAs). Consumer Reports states "You can find a true buyer's agent only at a firm that does not accept listings." The advantages of using an Exclusive Buyer Agent is that they avoid conflicts of interest by working in the best interests of the buyer and not the seller, avoid homes and neighborhoods likely to fare poorly in the marketplace, ensure the buyer does not unknowingly overpay for a property, fully informs the buyer of adverse conditions, encourages the buyer to make offers based on true value instead of list price which can sometimes be overstated, and works to save the buyer money. A buyer agency firm which commissioned a study found EBA purchased homes were seventeen times less likely to go into foreclosure.

A real estate brokerage attempts to do the following for the buyers of real estate only when they represent the buyers with some form of written buyer-brokerage agreement:

  • Find real estate in accordance with the buyers needs, specifications, and cost.
  • Takes buyers to and shows them properties available for sale.
  • When deemed appropriate, pre-screens buyers to ensure they are financially qualified to buy the properties shown (or uses a mortgage professional to do that task).
  • Negotiates price and terms on behalf of the buyers and prepares standard real estate purchase contract by filling in the blanks in the contract form. The buyer's agent acts as a fiduciary for the buyer.

Due to the importance of the role of representing buyers' interests, many brokers who seek to play the role of client advocate are now seeking out the services of Certified Mortgage Planners, industry experts that work in concert with Certified Financial Planners to align consumers' home finance positions with their larger financial portfolio(s).

  • Buyers as customers

In most states, until the 1990s, buyers who worked with an agent of a real estate broker in finding a house were customers of the brokerage, since the broker represented only sellers.

Today, state laws differ. Buyers and/or sellers may be represented. Typically, a written "Buyer Brokerage" agreement is required for the buyer to have representation (regardless of which party is paying the commission), although by his/her actions, an agent can create representation.

  • Find real estate in accordance with the buyers’ needs, specifications, and affordability.
  • Take buyers to and shows them properties available for sale.
  • When deemed appropriate, prescreen buyers to ensure they are financially qualified to buy the properties shown (or uses a mortgage professional to do that task).
  • Assist the buyer in making an offer for the property.

The impact of globalization on real estate brokers' activities

Globalization has had an immediate and powerful impact on real estate markets, making them an international working place. The rapid growth of the Internet has made the international market accessible to millions of consumers. A look at recent changes in homeownership rates illustrates this. Minority homeownership jumped by 4.4 million during the 1990s, reaching 12.5 million in 2000, according to the Fannie Mae Foundation. Foreign direct investment in U.S. real estate has increased sharply from $38 billion in 1997 more than $50 billion in 2002 according to Census data.

Most local real estate agents view the foreign market as a significant revenue potential and may have already worked with international clients in their local market, new immigrants or more sophisticated investors from different cultures and from other countries. For example, they are providing value-added services to an overseas relocation employee figure out which inoculations his or her children will need as well as the steps needed to register a car in the United States. Real estate brokers want to keep central to the transaction, protect the best interests of their members and address the unique needs of each multicultural global client by acquiring specialized training and designations. (See below for more)

In 2007 the Mexican Association of Real Estate Professionals in Mexico, AMPI, and the NAR, National Association of Realtors in the US, signed a bilateral contract for international real estate business cooperation. Also at the local level, many other state and local associations are helping other countries achieve the same result. For instance, in New Mexico, a historically multicultural state, under the RANM, Realtor Association of New Mexico and the President’s Advisory Council, is looking into forming an ambassador association to help a foreign country into signing a bilateral agreement with the NAR. In New Mexico, there are 4500 licensed real estate professionals and only 14 or 15 CIPS designees, out of whom, only 6 speak a language other than English.

Education

A person may attend a pre-license course (often 60 actual hours) and be tested by the state for a real estate agent's license. Chapters of Alison Rogers' book Diary of a Real Estate Rookie describes the author's experience taking a 75-hour pre-license course in New Jersey and a 75-hour pre-license course in New York. Upon passing, the new licensee must place their license with an established real estate firm, managed by a broker. Requirements vary by state but after some period of time working as an agent, one may return to the classroom and test to become a broker. Brokers may manage or own firms. Each branch office of a larger real estate firm must be managed by a broker.

States issue licenses for a multi-year period and require real estate agents and brokers to complete continuing education prior to renewing their licenses. Many states recognize licenses from other states and issue licenses upon request to existing agents and firms upon request without additional education or testing however the license must be granted before real estate service is provided in the state.

Organizations

Several notable groups exist to promote the industry and to assist members who are in it.

The National Association of Realtors (NAR) is the largest real estate organization and one of the largest trade groups anywhere. Their membership exceeds one million. NAR also has state chapters as well as thousands of local chapters. Upon joining a local chapter, a new member is automatically enrolled into the state and national organizations. When the principals of a firm join, all licensed agents in that firm must also belong. An advantage of membership is access to the local Multiple Listing Service (MLS) (sometimes countywide, sometimes broader in coverage, which exists for the benefit of members and which provides access following the payment of additional dues to the local system.

The Realtor Political Action Committee (RPAC) is a separate entity, and also the lobbying arm of NAR. In 2005, they were considered the largest PAC in the United States. According to realtor.org, RPAC is the largest contributor of direct contributions to federal candidates.

The National Association of Exclusive Buyer Agents is a group of agents and brokers who work in firms that represent buyers only. They assist in locating exclusive buyer agents for home buyers through the website www.naeba.org .

The National Association of Real Estate Brokers (NAREB) was founded in 1947 as an alternative for African Americans who were excluded from the dominant NAR. Both groups allow members to join without regard to race. However, NAREB has historically been an African American-centric group with a focus on developing housing resources for intercity populations.

Changing Industry

Compensation has traditionally been based on a percentage of the sales price, split between the buying and selling brokers, and then between the agent(s) and his/her real estate agency. While a split based on the percentage received by the broker is generally normal, in some brokerages agents may pay a monthly "desk fee" for office costs, monthly fee, etc. and then retain 100% of the commission received.

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HOMES FOR SALE MISSION VIEJO CA
ABOUT NATIONAL ASSOCIATION OF REALTORS

National Association of Realtors

National Association of Realtors building on New Jersey Ave., NW, Washington DC
The building is triangular in shape, due to the configuration of the streets which border it.
The NAR building and the U.S. Capitol in the background.

The National Association of Realtors (NAR), whose members are known as Realtors, is North America's largest trade association representing over 1.2 million members (as reported November 2008), including NAR's institutes, societies, and councils, involved in all aspects of the residential and commercial real estate industries. NAR also functions as a Self Regulatory Organization for real estate brokerage. The President of NAR for 2009 is Charles McMillan.

Overview

The National Association of Realtors was founded on May 12, 1908 as the National Association of Real Estate Exchanges, the founding group being located in Chicago, Illinois. In 1916, the National Association of Real Estate Exchanges changed its name to The National Association of Real Estate Boards. The current name was adopted in 1974.

NAR's membership is composed of residential and commercial real estate brokers, real estate salespeople, immovable property managers, appraisers, counselors, and others engaged in all aspects of the real estate (immovable property) industry, where a state license to practice is required. Members belong to one or more of some 1,600 local Realtor boards or associations. They are pledged to a code of ethics and standards of practice, which includes duties to clients and customers, the public, and other Realtors.

Local associations are required to enforce the code of ethics through a Professional Standards Council or Committee. Trained members of the association form hearing panels charged with the responsibility of hearing testimony and evaluating evidence from complaints filed by the public or other members against association members for alleged violations of the code of ethics. If the panel finds the member in violation, disciplines recommended may be one or more of the following: a letter of warning or reprimand, educational courses, suspension or expulsion of membership, fines up to $5,000 and probation. All recommended disciplines by professional standards hearing panels are subject to the ratification by the association's board of directors before the discipline takes effect.

The National Association of Realtors is also a member of The Real Estate Roundtable, a lobbying group in Washington, D.C.

Trademark status

Realtor is a frequently-used word in many countries to describe any person or company involved in the real estate trade, regardless of their NAR status or American residence. However, in the United States the National Association of Realtors in 1949 obtained preregistrations for the words Realtor and Realtors as collective trade marks.

In 2003, Jacob Joseph Zimmerman, a real estate agent who was not a member of NAR, petitioned the U.S. Patent and Trademark Office to cancel the trademarks, on the ground that "Realtor" and "Realtors" were generic terms rather than a trademark. On March 31, 2004, the USPTO's Trademark Trial and Appeal Board denied the petition.

NAR and Multiple Listing Service (MLS) systems

The NAR governs the hundreds of local Multiple Listing Services (MLSs) which are the information exchanges used across the nation by real estate brokers. (However, there are many MLSs that are independent of NAR, although membership is typically limited to licensed brokers and their agents; MLSPIN is an example of one of the larger independent MLSs in North America).

Through a complicated arrangement, NAR sets the policies for most of the Multiple Listings Services and, in the late 1990s with the growth of the Internet, NAR evolved regulations allowing Information Data Exchanges (IDX) whereby brokers would allow a portion of their data to be seen on the Internet via brokers' or agents' websites and Virtual Office Websites (VOW) which required potential buyers to register to obtain information.

These policies allowed "participants" (whether they were individual one-person brokers or large regional companies) to limit access to some or all of the MLS data by individual brokers (whether they were brokers operating solely on the Internet or local competitors). In 2005, this prompted the Department of Justice to file an antitrust lawsuit against NAR alleging its MLS rules in regard to these types of limitations on the display of data were the product of a conspiracy to restrain trade by excluding brokers who used the Internet to operate differently from traditional bricks-and-mortar brokers. (For a description of the DOJ action, see Antitrust Case filings for US v. National Association of Realtors.) Meanwhile various real estate trends such as expanded consumer access and the Internet are consolidating existing local MLS organizations into larger and more statewide or regional MLS systems, such as in California and Virginia/Maryland/Washington DC's Metropolitan Regional Information Systems.

In response to the case, NAR had proposed setting up a single Internet Listing Display system which will not allow Participants to exclude individual brokers (whether of a bricks-and-mortar type or solely Internet-based) but require a blanket opting out of display on all other brokers' sites. This system is the IDX system. Although it allows the public to view MLS listings, it still requires the listing brokerage information to be placed on the listing (brokers legally "own" the listings of their brokerage), every place it appears, in order to prevent misrepresentation of the listing information, and to place accountability for the information on the broker, also as the law dictates.

The antitrust lawsuit was settled in May 2008. The agreement mandates that all Multiple Listing Service systems allow access to Internet-based competitors. The NAR will be required to treat online brokers the same as traditional brokers and cannot exclude them from membership because they do not have a traditional business model. The NAR admitted no wrongdoing, and it paid neither fines nor damages as part of the deal. The settlement will not be official until a federal judge formally approves it, most likely in the summer of 2008. While the general counsel of the NAR believes that the settlement will have no effect on the commission paid by the general public, a business professor at Western Michigan University predicted that the increased competition would cause a 25 to 50 percent decrease in commissions.

NAR educational requirements and recognized designations

As adherents to NAR's code of ethics, Realtors are required to update their acquaintance with the Code every four years by taking a course, available online or "live".

However, Realtors, as members of NAR, also have the option of studying for additional certifications in a variety of specialties, several of which are backed by NAR with offerings of certification and update courses available nationwide.

The most well known NAR sponsored designations are the following:

  • Accredited Buyer Representative (ABR). The Real Estate Buyers Agent Council has over 40,000 members and is the largest association of real estate professionals focusing on all aspects of buyer representation. Of the REBAC members, over 30,000 have completed REBAC’s two-day course and provided documentation of buyer agency experience. Linked to the ABR is the ABRM, Accredited Buyer Representative Manager (ABRM) for managers.
  • Accredited Land Consultant (ALC). ALC’s are specialists in land brokerage transactions, including farms and ranches, raw land sales and development.
  • Certified Commercial Investment Member (CCIM). CCIMs are specialists in commercial real estate brokerage, leasing, valuation and investment analysis. There are more than 7,500 designees and an equal number of candidates principally in North America, but also in Asia and Europe.
  • Certified Property Manager (CPM). Geared to real estate property management specialists, designees handle all forms of management from residential to commercial to industrial.
  • Certified Real Estate Brokerage Manager (CRB). The designation is awarded to Realtors who have completed the Council's advanced educational and professional requirements.
  • Certified Residential Specialist (CRS). Designees, with 44,000 members - 4% of NAR members - who average 43 transactions per year and earn four times as much as the average Realtor, belong to the Council of Residential Specialists which is the largest affiliate of NAR. Members of this group are involved in over 27% of all transactions. Requirements for this designation include a total of at least 25 transactions (or specific $$ volume of sales) over a specific time period, significant experience, as well as educational requirements.
  • Certification for Internet Professionalism (e-PRO). An e-PRO is a Realtor who has undergone a new training program presented entirely online to be certified as Internet Professionals. NAR is the first major trade group to offer certification for online professionalism which involves all aspects of doing business on the Internet.
  • Certified International Property Specialist (CIPS). Realtors with the CIPS designation have training and hands-on experience in international real estate transactions, Whether traveling abroad to put transactions together, assisting foreign investors, helping local buyers invest abroad, or serving an immigrant niche in local markets. CIPS designees have also completed a program of study focusing on critical aspects of trans-national transactions, including currency and exchange rate issues and cross-cultural relationships, regional market conditions, investment performance, tax issues and more. The CIPS network consists of 1,500 real estate professionals from 50 countries.
  • Counselor of Real Estate (CRE). A CRE designee is one of only 1,100 by-invitation-only members of an international group of professionals who provide seasoned, objective advice on real property and land-related matters.
  • Graduate of the Realtor's Institute (GRI). The GRI designation is held by 19% of Realtors and courses are offered through state Realtor associations with 90 hours of coursework on marketing and servicing listed properties to real estate law. In a 2003 survey, NAR has determined that GRIs earned over $33,200 more annually than non-designees.
  • Real Estate Professional Assistant (REPA). Designed for administrative assistants or employees of Realtors (who may or may not hold a real estate license), a two-day certificate course provides an intensive introduction to the real estate business and to the specific ways support staff can become valuable assets to their employers.

Contributions to political campaigns

The NAR wields substantial power as a lobbying organization on behalf of agents and brokers; in 2005, NAR had the largest Political Action Committee in the United States. According to the Center for Responsive Politics, the association is the United States' third-largest donor to political campaigns, having given since 1990 more than US$30 million. Of this sum, an average of 47% has gone to Democrats and 53% to Republicans. Key political issues for the group revolve around federal regulation of the financial services industry.

Radio

The NAR produces a weekly 2-hour radio program entitled Real Estate Today. The show includes The Local Market Report, a 3-minute segment customized for individual stations. The program is distributed by Premiere Radio Networks, and as of February 2008, the show is only heard on WMAL in Washington, DC, and three channels on Sirius XM Radio.

Other national real estate associations

  • Canadian Real Estate Association
  • National Association of Estate Agents
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HOMES FOR SALE MISSION VIEJO CA
ABOUT MISSION VIEJO

About Mission Viejo:

City of Mission Viejo, California
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The Saddleback Mountains as seen from Lake Mission ViejoOfficial seal of City of Mission Viejo, CaliforniaLocation of Mission Viejo within Orange County, California.
The Saddleback Mountains as seen from Lake Mission Viejo, Seal and
Location of Mission Viejo within Orange County, California.
Coordinates: 33°36'46"N 117°39'22"W / 33.61278°N 117.65611°W / 33.61278; -117.65611
Country United States
State California
County Orange
Government
 - Mayor Frank Ury
Area
 - Total 19.0 sq mi (49.3 km2)
 - Land 18.7 sq MI (48.3 km2)
 - Water 0.4 sq MI (1.0 km2)
Elevation 397-500 ft (121 m)
Population (January 1, 2009)
 - Total 100,242
 - Density 5,375.3/sq MI (2,075.4/km2)
Time zone PST (UTC-8)
 - Summer (DST) PDT (UTC-7)
Zip Code 92690, 92691, 92692, 92694
Area code(s) 949
FIPS code 06-48256
GNIS feature ID 1661045
Website http://www.cityofmissionviejo.org/


Mission Viejo
is a city located in southern Orange County, California in the Saddleback Valley and has been named the safest city in the US according to a 2007 Morgan Quitno crime statistic survey (compiled from FBI data). Mission Viejo is considered one of the largest master planned communities ever built under a single project in the United States, and is rivaled only by Highlands Ranch, Colorado in its size. As of the January 1, 2009, the city had a total population of 100,242.

Mission Viejo is suburban in nature and culture. The city is mainly residential, although there are a number of offices and businesses within its city limits. The city is planned and features a very large number of single-family homes, some condominiums, a two-year community college, and a regional mall.

Mission Hospital is the largest hospital in south Orange County and serves as the area's regional trauma center. It also offers one of two CHOC (Children's Hospital of Orange County) locations providing outstanding care for children. Mission Hospital is a critical asset to the region. It is undergoing a multi-year campus expansion, which includes emergency services, conference and medical office space as well as a new inpatient hospital tower. Other medical facilities and offices have clustered around the hospital. It is conveniently located off the I-5 Crown Valley Parkway exit about half a mile from the freeway.

The city's name is a reference to Rancho Mission Viejo, a large Spanish land grant from which the community was founded. There is no Spanish mission in Mission Viejo, and the name is an ungrammatical use of a masculine adjective with a feminine noun. The correct Spanish term meaning "old mission" is "misión vieja."

Recreational activities abound; the city has numerous recreational areas such as the newly remodeled Norman P. Murry Community and Senior Center there are about two parks per square mile. The city has three golf courses, The Mission Viejo Country Club, Costa del Sol Golf Course, and the Arroyo Trabuco Golf Club. At the center of the city is a man-made lake, Lake Mission Viejo, a private association for Mission Viejo residents with custom waterfront homes, condominiums, boat rentals,and swim beaches.

History

The hilly region which Mission Viejo occupies was primarily used as cattle and sheep grazing land, as it was of little use to farmers. It was one of the last regions of Orange County to be urbanized due to its geologic complexity. Englishman Juan (John) Forster, husband of Mexican Governor Pío Pico's sister Ysidora, acquired the Rancho Trabuco (future Mission Viejo and Rancho Santa Margarita) from Santiago Arguello. Forster provided fresh horses to American military forces led by Commodore Robert F. Stockton and General Kearney on their march from San Diego to retake Los Angeles during the Mexican-American War. The force camped in Lake Forest along their march.

Early developers in the 1960s dismissed most of the land in the area as simply "undevelopable". In the early 1970s, urban planner Donald Bren, who would later become the president of the Irvine Company, drafted a master plan which placed roads in the valleys and houses on the hills, and contoured to the geography of the area. The plan worked, and by 1980 much of the city of Mission Viejo was completed. During the late 1970s and the 1980s, houses in Mission Viejo were in such high demand that housing tracts often sold out before construction even began on them. The houses and shopping centers in the city are almost uniformly designed in a Spanish mission style, with "adobe"-like stucco walls and barrel-tile roofs. Many point to Mission Viejo as the first and largest manifestation of Donald Bren's obsession with Spanish architecture, which would again become apparent with his developments in Irvine and Newport Beach.

After Donald Bren sold his interest in the Mission Viejo Company. The Mission Viejo Company was headed by Philip J. Reilly, and James Toepfer and the company was purchased as a subsidiary of the Phillip Morris Company. The Mission Viejo Company continued as the master builder of the city. The company expanded its operations and went on to build the Lakes project in Tempe Arizona, Mission Viejo Aurora in Colorado and were the initial master planners of Highlands Ranch, both suburbs of the Denver Metropolitan area.

Seal

The Seal of the City of Mission Viejo was designed and drawn by Carl Glassford, an artist and former resident of the city.

Geography

Lake Mission Viejo

Mission Viejo is located at 33°36'46"N 117°39'22"W / 33.61278°N 117.65611°W / 33.61278; -117.65611 (33.612739, -117.656038).

According to the United States Census Bureau, the city has a total area of 49.3 km² (19.0 MI²). 48.3 km² (18.7 MI²) of it is land and 1.0 km² (0.4 MI²) of it (1.94%) is water. A significant portion of the surface water is held in Lake Mission Viejo, an artificial lake stretching approximately one mile from Olympiad Road to Alicia Parkway along Marguerite Parkway.

It is bordered by Lake Forest on the northwest, Trabuco Canyon on the northeast, Rancho Santa Margarita and Ladera Ranch on the east, San Juan Capistrano on the south, and Laguna Niguel and Laguna Hills on the west.

Demographics

MISSION VIEJO DEMOGRAPHICS
Ancestries: German (17.9%), English (13.5%), Irish (12.4%), Italian (7.3%),
United States (4.0%), French (3.7%).

Demographic Statistics of 92691
population male 24,924
population female 24,079
median age 39.03
college graduate 35%
white collar 81%
blue collar 19%
no. of households 16,404
no. of family households 12,568
average family size 3.5
median household income $93,284
average household income $99,748
total crime index 29
average January low temperature 47.2 F
average July High Temperature 82.3 F
Rain Fall - Annual 14.03"
air pollution index 100

SCHOOLS IN MISSION VIEJO

PUBLIC SCHOOLS
School Name Address Phone
TRABUCO HILLS HIGH SCHOOL 27501 MUSTANG RUN 949-768-1934
DEL LAGO ELEMENTARY SCHOOL 27181 ENTIDAD 949-855-1125
BARCELONA HILLS ELEMENTARY SCHOOL 23000 VIA SANTA MARIA 949-581-5240
GLEN YERMO ELEMENTARY SCHOOL 26400 TRABUCO RD 949-586-6766
MONTEVIDEO ELEMENTARY SCHOOL 24071 CARRILO DR 949-586-8050
DEL CERRO ELEMENTARY SCHOOL 24382 REGINA ST 949-830-5430
SADDLEBACK VALLEY ADULT EDUCATION SCHOOL 25598 HARTMAN WAY 949-837-8830
SILVERADO CONTINUATION HIGH SCHOOL 25632 HARTMAN WAY 949-586-8800
MIRA MONTE HIGH SCHOOL 25632 PETER A HARTMAN WA 949-830-8857
CASTILLE ELEMENTARY SCHOOL 24042 VIA LA CORUNA 949-234-5976
LA TIERRA ELEMENTARY SCHOOL 24150 LINDLEY ST 949-770-9555
CORDILLERA ELEMENTARY SCHOOL 25952 CORDILLERA DR 949-830-3400
LA PAZ INTERMEDIATE SCHOOL 25151 PRADERA DR 949-830-1720
ESPERANZA SPECIAL EDUCATION SCHOOL 25121 PRADERA DR 949-830-5470
MISSION VIEJO HIGH SCHOOL 25025 CHRISANTA DR 949-837-7722
MARGUERITE M O'NEILL ELEMENTARY SCHOOL 24701 SAN DOVAL LN 949-830-1280
DE PORTOLA ELEMENTARY SCHOOL 27031 PRECIADOS DR 949-586-5830
VIEJO ELEMENTARY SCHOOL 26782 VIA GRANDE 949-582-2424
LOS ALISOS INTERMEDIATE SCHOOL 25171 MOOR AVE 949-830-9700
LINDA VISTA ELEMENTARY SCHOOL 25222 PERICIA DR 949-830-0970

PRIVATE SCHOOLS
School Name Address Phone
CARDEN ACADEMY 24741 CHRISANTA DR 949-458-1776
GRACE CLASSICAL ACADEMY 25991 PALA 949-481-9250
LEPORT MONTESSORI SCHOOL 22081 HIDALGO 949-462-9848
AL RIDAH ACADEMY 23581 MADERO 949-951-0442
NEW HOPE ACADEMY 24196 ALICIA PKWY STE K 949-707-6394
FUTURES HALSTROM HIGH SCHOOL 26440 LA ALAMEDA 350 949-348-0608
LIVING CHRISTIAN ACADEMY 23561 ALICIA PKWY 949-830-3763

HOME SALES

For population 25 years and over in Mission Viejo
* High school or higher: 93.8%
* Bachelor's degree or higher: 41.2%
* Graduate or professional degree: 12.9%
* Unemployed: 3.5%
* Mean travel time to work: 27.9 minutes

For population 15 years and over in Mission Viejo city
* Never married: 22.2%
* Now married: 62.9%
* Separated: 1.5%
* Widowed: 5.1%
* Divorced: 8.3%

Median real estate property taxes paid for housing units with mortgages in 2007: $3,622 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2007: $2,133 (0.3%)

Single-family new house construction building permits:
* 1996: 347 buildings, average cost: $186,100
* 1997: 420 buildings, average cost: $216,900
* 1998: 73 buildings, average cost: $257,800
* 1999: 456 buildings, average cost: $227,300
* 2000: 156 buildings, average cost: $187,700
* 2001: 43 buildings, average cost: $237,500
* 2002: 0 buildings
* 2003: 0 buildings
* 2004: 0 buildings
* 2005: 0 buildings
* 2006: 1 building, cost: $460,000
* 2007: 0 buildings

Daytime population change due to commuting: -13,454 (-14.5%)
Workers who live and work in this city: 10,090 (21.8%)

Population change in the 1990s: +12,557 (+15.6%).

Unemployment in December 2008:
Mission Viejo: 3.0%
California: 5.4%

Birthplace of:
Brian Finneran - 2005 NFL player (Atlanta Falcons, born: Jan 31, 1976),
Erik Engstrom - College basketball player (Army Black Knights),
Jeff Gloger - College basketball player (UC Irvine Anteaters),
Josh Rodarmel - College football player (Yale Bulldogs),
Keith Wilkinson - College basketball player (USC Trojans),
Travis Niesen - College basketball player (Santa Clara Broncos).

Hospitals/medical centers in Mission Viejo:
* CHILDREN'S HOSPITAL AT MISSION (27700 MEDICAL CENTER RD, 5TH FLOOR)
* MISSION HOSPITAL REGIONAL MED CENTER (27700 MEDICAL CENTER RD)

Other hospitals/medical centers near Mission Viejo:
* SADDLEBACK MEMORIAL MEDICAL CENTER (about 4 miles; LAGUNA HILLS, CA)
* HEALTHSOUTH TUSTIN REHABILITATION HOSP (about 6 miles; TUSTIN, CA)
* SOUTH COAST MEDICAL CENTER (about 7 miles; LAGUNA BEACH, CA)

Airports certified for carrier operations nearest to Mission Viejo:
* JOHN WAYNE AIRPORT-ORANGE COUNTY (about 16 miles; SANTA ANA, CA; ID: SNA)
* LOS ALAMITOS AAF (about 30 miles; LOS ALAMITOS, CA; ID: SLI)
* ONTARIO INTL (about 31 miles; ONTARIO, CA; ID: ONT)

Other public-use airports nearest to Mission Viejo:
* CORONA MUNI (about 19 miles; CORONA, CA; ID: AJO)
* CHINO (about 25 miles; CHINO, CA; ID: CNO)
* FULLERTON MUNI (about 28 miles; FULLERTON, CA; ID: FUL)

Amtrak stations near Mission Viejo:
* 8 miles: SAN JUAN CAPISTRANO (LEE HALL, MONTEREY AVE. & SAN GORGONIO WAY). Services: ticket office, fully wheelchair accessible, enclosed waiting area, public restrooms, public payphones, full-service food facilities, paid short-term parking, paid long-term parking, call for taxi service, intercity bus service, public transit connection.

* 9 miles: IRVINE (15215 BARRANCA PKWY.). Services: ticket office, fully wheelchair accessible, enclosed waiting area, public restrooms, public payphones, snack bar, free short-term parking, free long-term parking, call for taxi service, intercity bus service, public transit connection.

* 10 miles: LAGUNA BEACH (TRANSIT DEPOT, BROADWAY BTW. BEACH & FOR) - Bus Station

Colleges/Universities in Mission Viejo:
* SADDLEBACK COLLEGE (Full-time enrollment: 9,777; Location: 28000 MARGUERITE PKY; Public; Website: www.saddleback.cc.ca.us)
* SOUTH ORANGE COUNTY COMMUNITY COLLEGE DISTRICT (Location: 28000 MARGUERITE PKY; Public; Website: www.socccd.cc.ca.us)
* INTERNATIONAL BUSINESS LANGUAGE AND BUSINESS TRNG (Location: 27758 SANTA MARGARITA STE 138; Private, for-profit)

Other colleges/universities with over 2000 students near Mission Viejo:
* IRVINE VALLEY COLLEGE (about 7 miles; IRVINE, CA; Full-time enrollment: 4,777)
* ORANGE COAST COLLEGE (about 9 miles; COSTA MESA, CA; FT enrollment: 13,224)
* CALIFORNIA STATE UNIVERSITY-FULLERTON (about 9 miles; FULLERTON, CA; FT enrollment: 22,345)
* FULLERTON COLLEGE (about 9 miles; FULLERTON, CA; FT enrollment: 11,158)
* UNIVERSITY OF CALIFORNIA-IRVINE (about 9 miles; IRVINE, CA; FT enrollment: 19,533)
* SANTIAGO CANYON COLLEGE (about 9 miles; ORANGE, CA; FT enrollment: 4,442)
* CHAPMAN UNIVERSITY-ACADEMIC CENTERS (about 18 miles; ORANGE, CA; FT enrollment: 4,088)

Public high school in Mission Viejo:
  • Newhart Middle (Students: 1857; Location: 25001 Veterans Way; Grades: 30664646101125)
Private high schools in Mission Viejo:
  • FUTURES HIGH SCHOOL (Students: 225; Location: 26440 LA ALAMEDA ST 350; Grades: 7 - 12)
  • AGAPE ACADEMY (Students: 56; Location: 23632 VIA CALZADA; Grades: KG - 12)
Biggest public elementary/middle schools in Mission Viejo:
Private elementary/middle schools in Mission Viejo:
  • MISSION VIEJO CHRISTIAN SCHOOL (Students: 322; Location: 27192 JERONIMO RD; Grades: 1 - 8)
  • MARGUERITE CHRISTIAN SCHOOL (Students: 178; Location: 26558 MARGUERITE PARKWAY; Grades: PK - KG)
  • KINDERCARE (Students: 170; Location: 26912 ESTANCIERO; Grades: PK - KG)
  • LA PETITE ACADEMY (Students: 115; Location: 23421 MADERO ST; Grades: PK - KG)
  • APPLETREE MONTESSORI (Students: 92; Location: 25542 JERONIMO ROAD; Grades: PK - 1)
  • SUNFLOWER MONTESSORI (Students: 83; Location: 28251 MARGUERITE PARKWAY; Grades: PK - KG)
  • LEARNING EXPERIENCE EARLY ED (Students: 65; Location: 24000 ALICIA PARKWAY; Grades: PK - KG)
  • LIVING WORD LUTHERAN SCHOOL (Students: 35; Location: 23561 ALICIA PARKWAY; Grades: KG - 8)
Library in Mission Viejo:
  • MISSION VIEJO CITY LIBRARY (Operating income: $1,663,014; Location: 100 CIVIC CENTER; 119,030 books; 1,979 audio materials; 3,753 video materials; 266 serial subscriptions)

Notable locations in Mission Viejo: Felipe Tennis Center (A), Mission Hospital Regional Medical Center (B), Mission Viejo Golf Club (C), Casta Del Sol Golf Course (D), Mission Viejo Branch Orange County Public Library (E).

Shopping Centers: Gateway Shopping Center (1), Market on the Lake Shopping Center (2), Mission Viejo Mall Shopping Center (3).

Reservoirs: Upper Oso Reservoir (A), El Toro Reservoir (B), Lake Mission Viejo (C), Oso Creek Dam (D).

Parks in Mission Viejo include: Aegean Hills Park (1), Alicia Park (2), Pebble Creek Park (3), Aurora Park (4), Doria Park (5), Wilderness Glen Park (6), Barcelona Park (7), Bart Spendlove Memorial Park (8), Christopher Park (9).

Tourist attraction: All Star Dugout (Amusement & Theme Parks; 23854 Viaduct Fabricante) (1).

Hotel: Ayres Suites Mission Viejo (28941 Los Alisos Boulevard) (1).

People in group quarters in Mission Viejo
  • 940 people in other noninstitutional group quarters
  • 68 people in homes for the mentally retarded
  • 32 people in nursing homes
  • 13 people in homes for the physically handicapped
  • 11 people in other group homes
Mission Viejo compared to California state average:
  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.

Banks with most branches in Mission Viejo (2009 data):

# 1 Rated Bank in Mission Viejo - Iron Stone Bank, Click here for more information

  • Wells Fargo Bank, National Association: Mission Viejo Branch, Lake Mission Viejo Branch, Gateway Center Business Center, Marguerite Parkway Branch. Info updated 2009-03-16: Bank assets: $538,958.0 mil, Deposits: $346,850.0 mil, headquarters in Sioux Falls, SD, positive income, Commercial Lending Specialization, 3392 total offices, Holding Company: Wells Fargo & Company
  • JPMorgan Chase Bank, National Association: Mission Viejo/Gateway Center Branch, Mission Viejo Branch, Mission Viejo/Crown Valley Branch, 27752 Vista Del Lago Branch. Info updated 2008-09-30: Bank assets: $1,746,242.0 mil, Deposits: $1,055,765.0 mil, headquarters in Columbus, OH, positive income, International Specialization, 5491 total offices, Holding Company: Jpmorgan Chase & Co.
  • Bank of America, National Association: Crown Valley Center Branch, Oso Marguerite Branch, Murilands Mission Viejo Branch, Mission Viejo Branch. Info updated 2008-11-07: Bank assets: $1,471,631.0 mil, Deposits: $954,677.6 mil, headquarters in Charlotte, NC, positive income, 6194 total offices, Holding Company: Bank Of America Corporation
  • U.S. Bank National Association: Crown Valley Center Branch, 25972 Muirlands Blvd Branch, Mission Viejo Branch. Info updated 2008-11-25: Bank assets: $261,775.6 mil, Deposits: $171,980.0 mil, headquarters in Cincinnati, OH, positive income, Commercial Lending Specialization, 2849 total offices, Holding Company: U.S. Bancorp
  • Union Bank, National Association: North Mission Viejo Branch at 27730 Santa Margarita Parkway, branch established on 1992-11-20; Mission Viejo Branch at 25276 Marguerite Parkway, branch established on 1997-08-18. Info updated 2009-01-06: Bank assets: $69,736.6 mil, Deposits: $47,391.3 mil, headquarters in San Francisco, CA, positive income, Commercial Lending Specialization, 342 total offices, Holding Company: Mitsubishi Ufj Financial Group, Inc.
  • Citibank, National Association: Mission Viejo Branch at 25330-C Marguerite Parkway, branch established on 1934-12-17. Info updated 2009-03-04: Bank assets: $1,227,040.0 mil, Deposits: $755,298.0 mil, headquarters in Las Vegas, NV, negative income in the last year, International Specialization, 1072 total offices, Holding Company: Citigroup Inc.
  • Wachovia Bank, National Association: Mission Viejo Market Place at 26042 Marguerite Parkway, branch established on 1990-03-01. Info updated 2008-06-19: Bank assets: $635,476.0 mil, Deposits: $424,599.0 mil, headquarters in Charlotte, NC, negative income in the last year, 3343 total offices, Holding Company: Wells Fargo & Company
  • Bank of the West: Mission Viejo Branch at 26941 Crown Valley Parkway, branch established on 1979-11-26. Info updated 2008-01-11: Bank assets: $66,890.2 mil, Deposits: $37,261.2 mil, headquarters in San Francisco, CA, positive income, Commercial Lending Specialization, 659 total offices, Holding Company: Bnp Pariba

Politics

Of the 56,286 registered voters in the city, 31,090 (55.2%) are Republicans, 14,319 (25.4%) are Democrats, 8,790 (15.6%) declined to state political affiliation, and the remaining 2,087 (3.8%) are registered with a minor party.

In the state legislature Mission Viejo is located in the 33rd Senate District, represented by Republican Dick Ackerman, and in the 71st Assembly District, represented by Republican Jeff Miller. Federally, Mission Viejo is located in California's 42nd congressional district, which has a Cook PVI of R +10 and is represented by Republican Gary Miller.

Sports

Mission Viejo has a major youth athletic facilities, Mission Viejo Youth Athletic Park. The park consists of eight baseball fields and five soccer fields. It is host of Little League District 55, Little League District 68, AYSO Region 84 and four competitive soccer clubs: Pateadores Soccer Club, Mission Viejo Soccer Club, West Coast Futbol Club, and Saddleback United Soccer Club.

The Mission Viejo Nadadores swimming and diving team won a string of national championships and produced a number of Olympians and world record holders in the 1970s and 1980s. Olympians included Shirley Babashoff, Brian Goodell, Larson Jenson, Maryanne Graham, Nicole Kramer, Casy Converse, Marcia Morey, Dara Torres, and Greg Louganis.

There is also a soccer facility, now used by the town's youth soccer program, that was used as a training field by the United States men's national soccer team before and during the 1994 FIFA World Cup, hosted by the United States.

Amenities: Skateboard parks are included in some of the recreational facilities throughout Orange County as well such as; Bebee Park, Rancho Santa Margarita, Laguna Niguel, Laguna Hills, San Clemente, Costa Mesa, Huntington Beach, Vans Skatepark at the Block at Orange, Etnies of Lake Forest, and Anaheim West.

The Saddleback College ballpark hosted the Mission Viejo Vigilantes minor league baseball team of the Western Baseball League from 1996-2001. Now the ballpark has a semipro collegiate team, the Orange County Fire.

Mission Viejo is also the hometown of University of Southern California star quarterback Mark Sanchez.

Education

Capistrano Valley High School in Mission Viejo, CA

Mission Viejo is served by two school districts, the Capistrano Unified and Saddleback Valley Unified School Districts. Capistrano Unified serves the eastern, northeastern, and southern portions of the city with eight schools. As of 2006, all high school students in the Capistrano Unified portion of Mission Viejo attend Capistrano Valley High School. Students from western Mission Viejo (north of Oso Parkway and west of Marguerite until Alicia Parkway) attend Saddleback Valley's Mission Viejo High School. Far northern Mission Viejo attends Saddleback Valley's Trabuco Hills High School, though most of that school has students from Rancho Santa Margarita and Lake Forest.

Silverado High School, Mira Monte High School, and Pathfinder are continuation and adult schools within the city. Silverado High School provides a day school environment while Mira Monte, which shares the same campus, is strictly independent study.

Saddleback College, near The Shops at Mission Viejo and Capistrano Valley High School, is a large community college in the southern half of the city. In addition, the University of California, Irvine, Chapman University and Soka University of America are nearby in adjacent cities.

Skateboard parks are included in some of the recreational facilities throughout Orange County as well such as; Bebee Park, Rancho Santa Margarita, Laguna Niguel, Laguna Hills, San Clemente, Costa Mesa, Huntington Beach, Vans Skatepark at the Block at Orange, Etnies of Lake Forest, and Anaheim West.

La Tierra Elementary is scheduled to be shut down in June 2009 due to budget cuts. It was chosen due to its small size and minimal student body. The school will remain closed until further notice. Mission Viejo residents refer to La Tierra as "The Little School With a Big Heart." Students there are reassigned to Del Cerro Elementary.

O'Neill Elementary, the city's first elementary school, will close in June 2009 also due to budget cuts in SVUSD. Students in the Deanne Home community surrounding the school will be moved to nearby De Portola Elementary. Students living in the homes north of the lake will be moved to Melinda Heights Elementary in Rancho Santa Margarita.

Elementary

Capistrano Unified

  • Barcelona Hills Elementary School
  • Bathgate Elementary School
  • Carl Hankey Elementary School
  • Castille Elementary School
  • Philip J Reilly Elementary School
  • Viejo Elementary School

Saddleback Valley Unified

  • Cordillera Elementary School
  • Del Cerro Elementary School
  • Del Lago Elementary School
  • De Portola Elementary School
  • Glen Yermo Elementary School
  • La Tierra Elementary School -closing in June 2009
  • Linda Vista Elementary School
  • Montevideo Elementary School
  • O'Neill Elementary School -closing in June 2009

Private

  • Al Ridah Academy- an Islamic Elementary School

Middle school

  • Newhart Middle School-CUSD
  • La Paz Intermediate School-SVUSD
  • Los Alisos Intermediate School- SVUSD

High school

  • Capistrano Valley High School-CUSD
  • Halstrom High School (formerly Futures High School) -CUSD
  • Mission Viejo High School-SVUSD
  • Trabuco Hills High School-SVUSD

College

  • Saddleback College

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